Know what is helping or hurting
Walk through your credit report, account history, balances, inquiries, and negative items so you can focus on what matters most.
Credit clarity without pressure
One-on-one credit coaching and step-by-step courses for people who want to understand their credit, build better habits, and move with a practical plan.
One-on-one credit coaching
Coaching sessions are built for people who want guidance, accountability, and plain language help around credit reports, payment habits, utilization, collections, disputes, and financial decisions that affect credit.
Walk through your credit report, account history, balances, inquiries, and negative items so you can focus on what matters most.
Build a prioritized plan for payments, utilization, documentation, dispute education, creditor conversations, and follow-up.
Get support turning the plan into repeatable habits, with clear checkpoints and realistic timelines.
Meet your coach
Keenan is from Pittsburgh and brings a rare mix of business, technology, engineering, teaching, and community leadership to credit coaching. He holds an associate degree in Business and a bachelor's degree in Computer Science, and he is currently pursuing an advanced master's degree at "THE" Georgia Institute of Technology in Computer Science with a focus in machine learning.
His career has included work as a steam turbine design engineer and software engineer, with experience across organizations such as General Electric, Huntington Bank, and the Department of Homeland Security through consulting work with Accipiter Systems. He also studied Mechanical Engineering at Penn State and spent part of his early career as a daycare teacher because he has always loved helping children learn and grow.
Keenan is also a motivational speaker who has spoken at Shuman Juvenile Detention Center, Montclair State University, and Penn State Altoona. Outside of work, he is a family man with a beautiful wife and a wonderful goldendoodle named Stella.
Through Keenan's Credit Coaching LLC, he focuses on teaching underprivileged youth and adults how to be financially wise, why credit education matters, and how a holistic approach can support stronger decisions for the future.
Featured perspective
Keenan was featured in NerdWallet, one of the most trusted names in personal finance education, in an article about how credit union credit cards can compete with flashy bank offers. The feature highlights the kind of practical, lived credit experience Keenan brings into his coaching: understanding the numbers, comparing options, and making informed financial moves.
How coaching works
Credit can feel personal and confusing. The coaching process keeps it organized: understand the facts, decide on the highest-impact actions, and follow through without guessing.
Talk through what you are trying to qualify for, fix, understand, or prepare for.
Review the accounts, balances, dates, and patterns that shape your current profile.
Map the next steps, scripts, documents, and habits needed to keep moving.
Self-paced credit course
A step-by-step program designed to help students understand, organize, rebuild, and maximize their credit with practical education and clear action steps.
Better credit decisions start with better credit understanding.
Need help in the moment?
If you are disputing credit inaccuracies, trying to lower a bill, asking for a better payment option, or negotiating salary, Negotiai can help you prepare what to say and stay calm during the conversation.
Start here
Book a friendly one-on-one session where we can talk through your goals, review what is going on with your credit, and map out practical next steps you can feel confident about.